Families across Canada caring for children with disabilities will see essential financial support continue in July 2025 through the Child Disability Benefit (CDB). Administered by the Canada Revenue Agency (CRA), this monthly, tax-free benefit provides targeted assistance to help cover the high costs of care, therapies, specialized equipment, and education for children with significant physical or mental disabilities.
The CRA has confirmed that eligible households will receive their first mid-year payment on July 17, 2025, with direct deposits going straight into bank accounts linked to the My Account portal. At the base rate of \$284.25 per eligible child, the CDB can offer substantial monthly relief — especially for families managing multiple care needs.
What Is the Child Disability Benefit?
The Child Disability Benefit is a supplemental monthly payment added to the Canada Child Benefit (CCB) for families who have children under 18 with an approved Disability Tax Credit (DTC).
Its purpose is to ensure that families facing the financial and emotional challenges of disability-related care receive consistent, predictable financial support. The funds can be used for:
- Therapies and treatment programs
- Mobility aids and assistive devices
- Special education costs
- Medical supplies and dietary needs
- Home accessibility improvements
Unlike some other benefits, the CDB is fully tax-free and paid monthly, making it a reliable source of income for eligible families.
Key Details for 2025 Payments
Program Name: Child Disability Benefit (CDB)
Administered By: Canada Revenue Agency (CRA)
Beneficiaries: Children under 18 with an eligible disability
Base Monthly Payment: \$284.25 per eligible child (income-tested)
First July Payment Date: July 17, 2025
Payment Method: Direct deposit or mailed cheque (depending on CRA account settings)
For families with more than one eligible child, the amount is multiplied accordingly. For example, two eligible children could result in \$568.50 per month; three children could bring in \$852.75 per month, depending on the household’s net income.
2025 CDB Payment Schedule
The CRA has released the official Child Disability Benefit payment dates for the rest of 2025:
| Month | Payment Date |
|---|---|
| July 2025 | July 17, 2025 |
| August 2025 | August 21, 2025 |
| September 2025 | September 18, 2025 |
| October 2025 | October 16, 2025 |
| November 2025 | November 20, 2025 |
| December 2025 | December 18, 2025 |
Families should keep these dates handy and ensure their CRA My Account banking information is up to date to avoid delays.
Who Qualifies for the CDB in 2025?
To receive the CDB, you and your child must meet all of the following requirements:
- Age: The child must be under 18 years old.
- Disability Certification: The child must have a certified physical or mental impairment recognized by the CRA.
- Disability Tax Credit Approval: The child must qualify for the Disability Tax Credit (DTC).
- CCB Enrollment: The parent or guardian must already be receiving the Canada Child Benefit (CCB).
- Income Limits: Family net income must be within the CRA’s eligibility thresholds for 2025.
If you already receive the CCB and have an approved DTC, you do not need to apply separately. Payments will begin automatically.
CDB Payment Amounts by Family Net Income
The benefit is income-tested, meaning higher-income families will receive reduced amounts. Here’s the detailed 2025 chart:
| Family Net Income | 1 Child | 2 Children | 3 Children |
|---|---|---|---|
| Under \$75,000 | \$284.25 | \$568.50 | \$852.75 |
| Under \$85,000 | \$274.18 | \$550.55 | \$834.80 |
| Under \$95,000 | \$247.51 | \$503.05 | \$787.30 |
| Under \$105,000 | \$220.84 | \$455.55 | \$739.80 |
| Under \$115,000 | \$194.18 | \$408.05 | \$692.30 |
| Under \$125,000 | \$167.51 | \$360.55 | \$644.80 |
| Under \$135,000 | \$140.84 | \$313.05 | \$597.30 |
| Under \$145,000 | \$114.18 | \$265.55 | \$549.80 |
| Under \$155,000 | \$87.51 | \$218.05 | \$502.30 |
| Under \$165,000 | \$60.84 | \$170.55 | \$454.80 |
| Under \$175,000 | \$34.18 | \$123.05 | \$407.30 |
| Under \$185,000 | \$7.51 | \$75.55 | \$359.80 |
| Under \$195,000 | \$0 | \$28.05 | \$312.30 |
| Under \$205,000 | \$0 | \$0 | \$264.80 |
| Under \$215,000 | \$0 | \$0 | \$217.30 |
| Under \$225,000 | \$0 | \$0 | \$169.80 |
| Under \$235,000 | \$0 | \$0 | \$122.30 |
| Under \$245,000 | \$0 | \$0 | \$74.80 |
| Under \$250,000 | \$0 | \$0 | \$27.30 |
How to Apply (If You’re New to the Program)
If you are not currently receiving the CCB or do not yet have a DTC approval, you will need to apply:
- Visit www.canada.ca and search “Child Disability Benefit.”
- Complete the online application form.
- Upload required documentation, including your child’s DTC certificate and relevant medical records.
- Submit your application and wait for CRA approval.
Once approved, payments will begin following the next scheduled CDB payment date.
Why the CDB Is Vital for Families
Raising a child with a disability comes with additional financial responsibilities that can strain household budgets. The CDB provides:
- Predictable monthly support without annual reapplication.
- Automatic integration with existing CCB benefits.
- Income-based scaling to prioritize low- and middle-income families.
- Funding for critical care needs, educational support, and accessibility improvements.
With the first payment set for July 17, 2025, families should act now to ensure all CRA information is accurate and up to date.
5 SEO-Friendly FAQs
Q1. When is the first CDB payment in 2025?
The first payment of the second half of the year will be made on July 17, 2025.
Q2. How much is the CDB per child in 2025?
The base monthly amount is \$284.25 per eligible child, subject to income testing.
Q3. Do I need to reapply for the CDB every year?
No, if you receive the CCB and have an approved DTC, payments continue automatically.
Q4. What if I have multiple eligible children?
You can receive up to \$852.75 per month for three children, depending on family income.
Q5. Is the CDB tax-free?
Yes, the CDB is a tax-free monthly benefit.
